po box 2635, waterloo, ia 50704
United States District Court, E.D. "[C]ommunications and practices that could mislead a putative-debtor as to the nature and legal status of the underlying debt, or that could impede a consumer's ability to respond to or dispute collection, violate the FDCPA." Enter the name of a city, neighborhood, zip code, or landmark above. ConServe P.O. Contact Us. Box 307 Fairport, NY 14450 844-853-4875 How it works. This page contains frequently asked questions about the program. Nov. 9, 2006); Alkhatib v. New York Motor Group, LLC, No. 21 Oct 2010. Aug. 16, 2021) (two consolidated cases presenting identical collection letter language, one dismissing claim based under Rule 12(b)(6) and one under Rule 56). Filled out an address change form. While Gabriele is not binding precedent, the Court agrees that only material misrepresentations are actionable under the FDCPA. Thereafter, Plaintiff's debt was "assigned or otherwise transferred to Defendant for collection." MHANY Mgmt., 843 F. Supp. This liberal standard only requires that the movant provide "colorable grounds" for the relief sought. 7-9.3 At some point prior to the filing of the instant action, Plaintiff incurred a debt that was primarily for "personal, family or household purposes." See Block, 988 F.2d at 351 (noting that the time, effort and money expended fail to rise to the level of "substantial prejudice" necessary to defeat a motion to amend); Kirschenbaum 505 B.R. P.O. Po Box 1942 Waterloo US, Iowa 50704. Notwithstanding Plaintiff's overly broad reading of these cases, the Court finds, after conducting its own review, that each case stands for a narrower holding that does not provide direct support for Plaintiff's theory. How can I make certain that the contact is coming from a legitimate agency and not a scammer? 2010). The 1309 Technology Parkway address is physically removed from the payment dispute notice, so I see no reason why a consumer would think that could be the right address to send a dispute letter. at 3; Plaintiff's Reply Memorandum of Law in Further Support of Plaintiff's Motion for Leave to File a First Amended Complaint (Pl. File a Complaint. Past Address. Sept. 17, 2014). What this means to you if you have an outstanding debt with the IRS and you are selected as part of this program, the IRS WILL ALWAYS notify you regarding the transfer of your account to a private collection agency. Mar. at 848 (noting that "language designed to encourage payment of the debt does not, in and of itself, overshadow a validation notice") (quoting Anthes v. Transworld Sys., Inc.,765 F.Supp. Id. [citing Gabriele, 503 F. App'x at 94] . 300 Sycamore St. Waterloo, IA 50701. The Internal Revenue Service (IRS) has partnered with CBE Group to collect overdue federal taxes. 1993); Kirschenbaum v. Federal Ins. 20-cv-2380, 2021 WL 325982 (S.D.N.Y. Its almost 3:00 today, Saturday, and mail has been out all day. The gravamen of Plaintiff's Section 1692e claim is that the collection letter at issue here was deceptive or misleading when viewed from the perspective of the least sophisticated consumer because it "was reasonably susceptible to an inaccurate reading concerning Plaintiff's right to dispute the debt by something other than in writing. . Business Entity Information . See generally Rezzonico v. H & R Block, Inc., 182 F.3d 144, 148 (2d Cir. View All Records . "); Soffer v. Nationwide Recovery Sys., Inc., No. at *8. Public Private. This has been going on for months and months. Jan 15, . Click on the case name to see the full text of the citing case. Section 1692e states, in part, that "[a] debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt." P.O. :>.Hm|D__z^^>* 088!D@v_Uk#_m.KO_zB>yd9XJI'?.8qg~-|\|/?e.+_s\|],8Q?%izp7&9?Rk{K)G'z _
dBvgDE YK'WUr/yl"Wd?. Before you receive a phone call, both the IRS and the private collection agency (PCA) will send you a letter. 3, 2016). Id. 187, 193 (S.D.N.Y. Waterloo, IA 50701. There are 26 United States Postal Service collection boxes and post offices available to the public in Waterloo, IA. See generally Complaint ("Compl.") EIN. Fax: 319-274-2275
Id. Waterloo, IA 50704 . Black Hawk County Human Services is located at 1407 Independence Ave # 2 in Waterloo, Iowa 50703. at 506 ("[T]he party opposing the motion [to amend] must demonstrate that it would be substantially and unfairly prejudiced by the amendment.") 2005)) ("The least sophisticated consumer standard therefore ensures the protection of all consumers, but also protects debt collectors against liability for bizarre or idiosyncratic interpretations of collection notices.") July 27, 2018), report and recommendation adopted, 2018 WL 4561461 (E.D.N.Y. Me. I am contacting you to request that the MAIL SORTING MACHINES be RETURNED to the POST OFFICE. "); Vu v. Diversified Collection Services, Inc., 293 F.R.D. 1111 W. San Marnan Drive PO Box 2817 Waterloo, IA 50704 (800) 642-6065 Phone As one of my colleagues has noted: Datiz v. Int'l Recovery Assocs., Inc., No. Make all payments to the IRS. 2012); Alkhatib v. New York Motor Group, LLC, No. 1539 Oriole Ave, Waterloo, IA 50701. All Rights Reserved. McStay v. I.C. The usual guy that delivers are Mail really needs to get it together, he will deliver are Mail then 30 minutes later he will come back and deliver something else! 's Reply") at 7-8. advertisement. These let you know that your overdue tax . First, the service . App'x 406, 408 (2d Cir. As such, Plaintiff's proposed amendment claiming this challenged language violates Section 1692e is futile. 2798, 2014 WL 46622, at *8 (E.D.N.Y. 5% (just like our nation's cops <